Retiring News

Amid a massive generational transfer of wealth and the continued rise in the adoption of wealth technologies, wealth management firms, including RIAs, have a real opportunity.

To better understand the thinking and results behind the white paper, we reached out and talked with one of the authors, Jon Robinson, who is CEO and Co-Founder of Blueprint Investment Partners and an Institute member.

How can a financial advisor who has never retired or reached age 65 advise clients on how to transition to retirement?

At $3.5 trillion and growing target date funds (TDFs) are the big deal in 401(k) plans, yet the industry is not yet reporting the most informative performance results.

Writing here previously, I noted that we are all responsible for understanding how best to guide clients and ourselves through financially stressful times. Best: The tools exist to help work through the process – this time and in the future.

The TDF industry is a Risky group. Its 2020 TDFs lost 11.2% in the year ending August 2022 while its 2060 funds lost 14.2%, about the same.

In a rare, if refreshing and resounding bipartisan vote, the House of Representatives passed the Securing a Strong Retirement Act, aka the Secure Act 2.0, back in March. 

Two impending challenges that will undoubtedly hit institutions, advisory firms and advisors like a freight train if they remain unprepared or so choose to ignore them.

Early retirement tax planning requires significant preplanning, like contributing to tax-advantaged investments that don’t have early withdrawal fees

With the recent market volatility, higher interest rates, and June being Annuity Awareness Month, now seems like the perfect time to discuss annuities.